Wednesday, September 30, 2009

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Stage of All Saints 2009 2009 Summer Internship

The school year has finally started and already the holiday All Saints are coming ...

is an opportunity to take a break and a first assessment of this autumn before the first quarter ends. Many adjustments are still possible!

I propose for the period between October 24 and November 4 to make a point with your children as individual appointments. Contact me at

06 83 09 56 40
Or by mail: beatrice.vicherat @ wanadoo.fr

The plate is available here:

http://rapidechange.com/d/161761/PJHfeS0o/Spécial College Homecoming 2003.doc 2009-2010 version

Tuesday, September 22, 2009

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large format booklet compensation rate


large format booklet compensation rate

The savings bank has launched the Large Format
Booklet This booklet is a booklet regulated by the state. It was launched
to counter the spread of the booklet A to all French banking institutions. Large Format
The booklet is capped at 15,300 euros per person and remuneration is variable. It is a gross nominal rate, often in conjunction with the Livret A is increased and a loyalty bonus can expect 2 percent extra.
Interest is subject to tax and social charges in effect since the large-format booklet is not a regulated product.
Payment of retention rate is conditioned on compliance with the following conditions:
- Large Format Booklet is kept open December 31st of the current year and the opening date of the Livret Large Format
- the holder has a booklet and a single A in the Savings Bank of domiciliary
Large Format Booklet - this booklet does has been no withdrawals during the year (or since the date of opening of the Large Format Booklet if it is opened during the year) whose effect is to bring the balance below the of € 15,300.

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Booklet Booklet
People's Bank People's Bank is a savings that remains constant availability.
We can therefore say that the book is intended for people's bank hold precautionary savings that can be withdrawn at any time.
This investment is prudent rather less profitable than other banking products.
For cons, the deposit is unlimited and you can receive an ATM card for power taken directly into your savings account.
Benefits
characteristics of people's bank book:
No social criterion, everyone is so right
The minimum deposit is 10 € and there's no cap (limit payment)
Compensation: according to Banks Popular
Taxation: Interest is subject to tax. You can choose between two options: You will receive
usually a monthly statement as your checking account, if you made a transaction on your account during the month

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popular Livret bank rate and compensation rate booklet LDD



The booklet LDD libretto by sustainable development is the new name of Codevi, rate and pay the LDD book is identical to that of the Livret A.
This product is distributed by all banks and is part of banking product regulation by the state. So
savings administered
The booklet LDD was created to bring together background for the financing of work on energy saving in existing buildings.
The booklet Sustainable development is open to all, social criteria and is capped at 6,000 €
payments are free, banks are allowed to set a threshold of minimum deposit of 15 €. The capital invested remains available at any time.
Interest is calculated per fortnight, as many savings accounts in France.



Source: wikipedia


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orange booklet: Booklet compensation

The orange booklet is a booklet offered by private banks such as ING Direct Orange
The booklet is interesting because it is a safe investment savings.
This book is actually a loss leader because his compensation is limited to 3.5% (on average 3-6 months) and generally falls at a rate equivalent to that of the booklet A with a half point higher.
Your money is never locked and there is no fee.
Be aware that this type of offer is time limited and mainly intended to bring you a bank offering you a savings rate interresting for a limited time.
However, aside from the obvious marketing stunt, the orange book is an interesting product for placement on a short term bonuses or 13 months. In the booklet
orange, all transactions are free

Saturday, September 19, 2009

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Yield: Ranking

Booklet Yield: Ranking
here is a small salary classification of the various booklets booklets
for unregulated, here are the three best offers:
Covefi 2555% 5000 3.5% Unspecified
EUR ING Direct 2% after 3 months 5% (for the first three months) 3 months to 5% and 2.75% gross EUR 50 000
Cortal Consorts 2% 6% after 3 months (the first 3 months) 6 months to 6 % after 2.6% Gross 15 000 first 6 months after 200 000

For booklets regulated under the tutelage of the state, a ranking here: SARA

3.25% Maximum amount of 7700 euros per person a contract, tax exemption on income from capital gains
PEL 2.5% + 1% premium State if mortgage exit a contract per person, maximum capital of 61 200 euro, 4 years minimum or lose retroactive rate of 2.5%, 1% bonus of State reassigned retroactively in cases of real estate loan end of 4 years.
Livret A maximum of 2.25% Capital 15 300 euros, one book per person, interest is exempt from income tax. Interest is calculated every fortnight, 1st and 16th of each month. Sold only by the Savings Bank and Post Bank.
Codevi 2.25% up to € 4600 (excluding capitalized interest) and a household may have two. Interest is exempt from income tax. Interest is calculated every fortnight, the 1st and 16th of each month. Sold by all banks.
CEL 1.5% Minimum of 130 euros up to 15,300 euros, a CEL per person free shrinkage in the minimum limit of 300 euros on the account, subject to payroll taxes by 11%, no time limit, in case of obtaining a loan linked to the CEL, a premium is paid by state, equal to half the interest.

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Booklet ELP Home Savings Plan booklet

The savings account (PEL) is a savings account in order to finance future real estate purchase, giving access to the owner of a popular savings passbook loan rates more favorable than the average .
The minimum pay to the opening of a housing savings plan is 225 euro and a monthly payment of 45 euro minimum.

The remuneration of housing savings account is an average of 2.5% and is increased by 1% of the state in case of making a home loan.
one point of view of taxation, housing savings scheme have been long fiscalization but are now taxed in the same way as other books.
Interest is usually calculated per fortnight.
Only certain authorized financial institutions such as banks and savings banks are allowed to market the ELP.
The maximum housing savings account is 61,200 euro.
Attention withdrawal leads to the cancellation of housing savings scheme.
The main interest of this book is the reduced rate in case of acquisition of property by borrowing

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Postbank: description and rates

The bank offers postal obviously the Livret A, but the bank also develop a booklet of its own, here's the description.
The booklet is called CSL postal bank (savings account)
The nominal rate is based on that of A booklet with a bonus depending on your negotiation with your bank.
The minimum set is 15 euro.
The best thing about this book is that there is no ceiling, and no management fees. By
cons you will be taxed on the interest made through the booklet of the postal bank.
For more information I invite you to visit this link.
Site of the postal bank

Good day to you.

Wednesday, September 16, 2009

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renumeration booklet young

The booklet is a young tax-free account also regulated, which means that interest is not taxable.


The booklet is available only to young people aged 12 to 25 years, but without social criteria.
is a book easy to use, which is pegged to the A book at least the pay is so attractive and makes this book young, the most interesting books regulated.
However, his ceiling is lower than 1600 €.


The rate is variable, banks are free to choose their rates for customers with a minimum equal to that of the Livret A. Once
the age of 25, you'll have to close the book early.

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rates and renumeration LEP

The popular savings account, also known as SARA, as the Livret A, a tax-free interest therefore not taxable.


This booklet is limited to 7700 € and remuneration is pegged to the book A (usually subsidized by half a point or +0.5%)
To open a savings account popular, you should be exempt from tax income or do not pay more than 754 €.
Evidence should be made at the opening of savings account popular presentation of the tax notice.


The bank asked each year thereafter.
August 2009: 1.75%
May 2009: 2.25%
February 2009: 3.00%
August 2008: 4.50%
February 2008: 4.25%
August 2007: 4.00%

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Livret A and Livret A rate

The booklet A has several characteristics that are clean. By
put the most important we can note a ceiling of € 15,300, with a minimum payment of 1.5 €.


The interest is not taxed and they are calculated every fortnight or twice a month. Here is a historic
rate of the Livret A
August 2007 3.00% 3.50% February 2008

August 2008 4.00% 2.50% February 2009

May 2009 1.75% 1.25% August 2009


If you need additional information, The site of the Bank of France is very comprehensive.

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Booklet Renumeration

A passbook or bank can be defined as a savings account.
It is held by a bank to an individual. Deposits of money are paid either by the state for the booklet booklets regulated as A, or else by the bank itself to other books that are not subject to regulation.

The main difference between the regulated books and booklets are unregulated interest payments. The booklets

not regulate are not taxable but unlike other rate under the tutelage of the state are often lower.

Saturday, September 12, 2009

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Psychomot Cafe - Season II Season Blue

Association of reflection and clinical research in psychomotor Lyon and its region
Proposes
Café Psychomot
Tuesday, October 13, 2009 at 19:45
Season II Season blue

New address
Of Blues Night Rollers
Henon Metro -
Bus Line 13 (Commandant Arnaud) 18 rue
Pailleron
69004 LYON

An Evening with psychomotor, psychomotor
Come to share, reflect, talk about our practices

We invite you to a cocktail of views, support of our trade. Three
psychomotor, Pascale Olivier, Chevron Veronique Breton and Benjamin Yeste,
we will read excerpts from the following:''
From sensation to emotion "
In Mediation & Therapy Psycho Baby, Anne Brown, Dunod Paris, p 158-168
"The body and its interpreter" In
Psychomotor Therapy & Research, Olivier Moyano
Special Edition Descent, inheritance, transmission and psychomotor (2004)
"Communicate, psychomotor and end of life"
In Psychomotor Therapy & Research No. 116 Jennifer Ponton, p 56-60

Entry 5 € + 1 drink
Limited space (30 people)

Registration required by October 7, 2009 email: arrcp@hotmail.fr

Friday, September 11, 2009

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Thursday, September 10, 2009

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Epilogue Coffee Psychomot



In this autumn, coffee Psychomot did in novelty installed the "blue stones at night," the new place that we opened, the evening was led from the cocktail of three papers presented by participants and followed by an exchange time.
Focused on the work of psychomotor, 1 (A BROWN presented by P OLIVIER, dealt with the transition from sensation to emotion in the relationship through emotional tuning, 2 nd (O Moyano presented by B YESTE ) on the modality of relationship involved in working with patients under the meaning of the psychomotor, 3 rd (G PONTOON presented by GOAT BRETON V) about the relationship with the patient dying.

By weaving a thread between these texts, it is clear from discussions that the issue of the relationship is one that arouses the most exchanges, as the practices, concepts, theories vary. However, everyone seemed in agreement on this common ground that the relationship with the patient based on a tuning range of affect, an implication relation, a physical engagement and concept of psychomotor as malleable medium.

This tuning affects, this double mirror, one assumes there to reflect, to feel, to mimic the patient in the same way, same as him?
Adjusting from his feelings is to accept to join the other without understanding what is happening, but not just imitate, do as the other, the risk of being wrong. That might be let to experience, express in a different sensory modality as that used by the patient, the specificity Psychomot without always understanding what is happening and without necessarily wanting at all costs: to be present to the other.
How surprised without any control, while supporting the repetition and length of follow-up?
And then what is the posture of the patient with psychomotor: is it works or goes down? When and how to intervene without breaking, which is found in all diseases where the boundary question arises as well as in end of life?

According to the text of O Moyano, psychomotor not part of the rehearsal but would have more appeal, from the real body, to functions that do not develop, which have not occurred; this would be rather to acquire, develop them. He challenged the transfer in psychomotor and thought it would be more about working an emotional relationship and effective organization of the body, space and ego.
During the discussion, the proposal of O Moyano has been questioned. It appears in any case necessary to place it in its theoretical and historical context, (and references to Ali Sami Flagey). For some it was too neuropsychological, under a design in psychomotor disorder which would reveal or repeat a disruption of the harmonious development of the subject and that implies a relationship to psychomotor which reproduces the relationship with parents (representatives), in reference to psychoanalysis.
In the work, is he or not to reconvene the failure of a past relationship, reliving a past experience?

And the population to which she addressed the impact on our conceptions of work? The last
specific text accompanying the end of life, the prospect of death as a reality principle, showcasing the work of psychomotor in accompanying the transition from life to death and not a decrease in disorder in itself. In these practices that affect us all in our position of human, personal and intimate design of the death did not influence does not approach the patient?
The text of G dock, which includes humans in the cosmos, the universe and continuity between the before and after life on earth might have appeared to some esoteric, sometimes ideal. Others who knew the clinic, expressed specificity of this work compared to other clinics and especially the fundamental support of teamwork that makes it easier to be there, present in the here and now to patients.

In the opinion of all, the time for debate about the texts was too short. We will consider in the next coffee Psychomot February 9, 2010.
However, the blog allows you to speak again and to share your feedback, we hope that many.

Christine CORSINI for ARRCP